We turn real, vaulted gold into money you can spend in fractions of a cent, instantly, anywhere in the world.

How did you come up with the idea for the business?
During every crypto downturn, I noticed the same two assets held their ground: stablecoins and digital gold. But they'd evolved very differently. Stablecoins multiplied into the hundreds, each built for a different use case, while gold-backed tokens barely moved forward. None of them could handle tiny payments. You could own digital gold, but you couldn't spend it to pay for an API call, run an AI agent, or send a fraction of a cent. Nanopayments were only possible through stablecoins, and stablecoins can depeg (like we saw with USDC during the SVB collapse). Gold backed by physical bullion in a vault doesn't carry that same risk. That gap was the whole reason Riyzo exists.

What achievement are you most proud of so far?
Building the first system that lets anyone, anywhere, deposit physical gold, jewelry, bars, or coins, and receive spendable, gold-backed tokens in return, fully reserved 1:1, with no minimum size. Gold that sat untouched in a drawer or vault for years can finally be held, moved, or spent within seconds.

What makes your solution different from others in the market?
Riyzo Gold is the first gold-backed asset built to power payments on the nanoscale. Most gold tokens stop at ownership. With Riyzo, you can spend amounts as small as $0.000001 with zero gas fees. Furthermore, unlike tokens like PAXG which require over $1 million in gold before you can redeem physical bars, Riyzo lets you redeem starting from just 1 gram, and allows you to deposit jewelry or coins you already own to convert them instantly.

What problem are you solving for the industry?
The digital asset industry has never had a truly trustworthy store of value. Crypto assets swing wildly, and even stablecoins carry systemic risks. Riyzo solves this with an asset backed 1:1 by physical gold in vaults—a store of value that has held up through every economic crisis in history. It's simple enough for a first-time saver and robust enough for institutional treasuries.

What trend do you think will have the biggest impact on your industry over the next few years?
Nanopayments will replace subscriptions. Instead of paying a flat monthly fee for services you barely use, you'll pay only for what you actually consume across streaming, software, and AI tools. For custodians, banks, and platforms, that shift means rebuilding settlement rails for volumes and increments the current system was never built to handle. Tokenization makes instant, fee-less settlement at that scale possible.

Where do you see your company in the next 3-5 years?
The world's gold is sitting still—over £15 trillion worth sits idle in homes across the world, inherited or forgotten. Over the next five years, we're going to get it moving. Our app is built to change that, starting with India (home to more household gold than almost anywhere else), expanding to the UAE within the next three years, and going global by 2030.

If readers remember one thing about Riyzo, it should be:

"Real gold, finally made spendable, down to a fraction of a cent."

Riyzo website: https://riyzo.io/