FinTech Connect 2019 Blog » PayTech

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

The Fintech Dictionary

You don’t want your mates Nan dropping the term “distributed ledger technology” into conversation, only to be left staring dimly out the window whilst you attempt to untangle the word from the rest of the vocabulary your brain has filed as “unnecessary in layman’s society.” To avoid you the embarrassment, here’s a catalogue of the fintech canon.

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

The FinTech Style Guide: Payment Wearables

Cash is so last century. The future is paying for your latte macchiato with your wedding ring/bracelet/shirt cuff. The future is thrusting your finger/wrist/wrist in the direction of the startled cashier, when he/she blithely asks you if you would like to pay through cash or card. The future is here, you could be wearing it.

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

FinTech Connects with… Iryna Agieieva, Senior Product Manager Payments, Booking.com

During our PayTech Connect Advisory Board meeting in early April, I caught up with Iryna Agieieva, the Senior Product Manager Payments for Booking.com. I fired a few payment specific questions at her, covering strong customer authentication, alternative payment methods and open banking. With years of experience in online payments, alternative payment methods and payment flow optimisation, she was pretty well placed to give us the merchant perspective.

By: Laurence Coldicott, Senior Content Director, FinTech Connect

Asia Leads the Way in Fintech Innovation

Asia looks to be fighting it out with Europe and North America for dominance of the fintech market. China and India both have the ecosystems, demographics and tech based foundations, to make a huge play in this space. Here’s why.

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

Bitcoin Carnivores: Get the fintech diet everyone is talking about

"The 20th century was disastrous for human health and wealth, and the rise of central banking and industrial food was clearly a major reason why. Bitcoin is a revolt against fiat money, and an all-meat diet is a revolt against fiat food.” Michael Goldstein, Bitcoin carnivore enthusiast.

By: Laurence Coldicott, Senior Content Director, FinTech Connect.

FinTech Connect Advisory Board Roundup

Over the course of a day, 4 closed-door meetings took place addressing the key themes of the agenda this year; Digital Transformation, PayTech, RegTech and Blockchain. Over 50 leaders were in attendance, with award for furthest distance travelled specially to attend going to Oli Harris, Head of Crypto-Assets Strategy & Quorum, JP Morgan

Bottomline Technologies: The Changing Payments and Financial Messaging Landscape

In the current payments environment the banks, non-bank financial institutions and new payment service providers are faced with both opportunities and challenges when delivering new and compelling services to meet the increasing digital, 24x7 demands of their customers. 

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

FinTech Connects with… Rajesh Vohra, Director, Sarova Hotels

PSD2 is here, SCA is coming and the merchant will have to update tired process and practice as much as the financial institution. In this feature, Rajesh Vohra of Sarova Hotels talks up the law of unintended consequence, predicts the proliferation of mobile wallets and laments legacy.

By: Laurence Coldicott, Senior Content Director, FinTech Connect

Interview: Nick Kerigan, Managing Director, Future Payments, Barclaycard

This week we bring you an interview with advisory board member Nick Kerigan, MD, Future Payments, Barclaycard. Nick leads Barclaycard's innovation strategy. Here, he gives his thoughts and predictions for payment technology in the months ahead.

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

The (Payment) War of Succession

Cash has died without a clear heir. Whilst plastic is acting regent the noble families of the alternative payment landscape battle for the crown of commerce. The mobile wallet, Open Banking and cryptocurrency have the strongest claims, and in the melee of technological advance, one will emerge victorious. 

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

Strong Customer Authentication: Disturbing the Waterlilies of Frictionless Authentication

On 14th September, Strong Customer Authentication enters the financial canon. It’s left merchant and payment institutions scrambling to find ways to pacify the ripples of regulation. In the midst of prodigal sons and pillars of authentication, how can the powers that be ensure the waterlilies of frictionless authentication are left undisturbed? 

By: Kai Nicol-Schwarz, Content Manager, FinTech Connect

FinTech Connects with...Ed Adshead-Grant, Bottomline Technologies

"Some of the more inventive uses of Open Banking, which we have not seen or thought of yet, will start to emerge in 2019. The backbone of Open Banking will support the NPA changes ahead, where everything is assumed to be real time and accessible at any time from any device."


The Case for FinTech in Northern Ireland

Over the past 12 years, Northern Ireland has been establishing a reputation as a global hub for fintech, regtech and cyber. The region offers a combination of great infrastructure, competitive costs and supportive administration but above all a talented, well educated workforce with a superb work ethic.