Masterclasses 2019

Day 1 - AM

10:00 am - 11:00 am Innovation starts with culture


11:00 am - 12:00 pm The Canadian fintech ecosystem



Day 1 - PM

12:00 pm - 12:30 pm Driving legislation in technology – the importance of legal certainty

The realm of Fintech is extensive and ever-changing, certainly at a much more rapid pace than the legislators can ever hope to keep up to. However, offering a legal framework which embodies principles that support and encourage the growth and development of Fintech is not impossible, and should be seen as an opportunity rather than a challenge. This session will delve into what it takes to create such a framework, and shall demonstrate Malta’s regulatory efforts as an example in this regard.


12:30 pm - 1:00 pm Women in finTech - fintech for women

Anette will introduce you to the European Women Payments Network in particular to the recent research programme.  The programme aims to connect industry and researchers in both academia and organisasions and to build knowledge diversity and gender in FinTech. One goal is to support diversity in the industry.  Another is to understand how and what FinTech for women should look like?  Anette will invite you to join a discussion on the subject, to voice your views on gendered FinTech characteristics and point to your favorite solutions.

1:00 pm - 2:00 pm Generating new business opportunities for your fintech in France



2:00 pm - 2:30 pm The practical use of AI & Big Data for the future of credit risk management




2:30 pm - 3:00 pm FinTech Connect: Digital Disruption






3:30 pm - 4:00 pm Digital Transformation 3.0: Best practices to upgrade legacy lending platforms




4:00 pm - 4:30 pm How the protection of mobile apps will increase their customer experience




4:30 pm - 5:00 pm Epic fintech PR wins and fails 2019




Day 2 - AM

10:30 am - 11:30 am Fintech and financial inclusion

Today more people own a mobile phone than a bank account which means that digital technologies will undoubtedly become an impetus for global financial inclusion. According to analysts, the underserved market is the next trillion-dollar opportunity in fintech. But is fintech positioned to serve last-mile customers? This session will consider the good, the bad, and the ugly when it comes to the role of fintech for reaching the 1.7 billion adults worldwide who remain unbanked. It will also highlight key strategic directions for fintechs aiming to design solutions that work for people living in low-resource environments.

11:30 am - 12:30 pm How fintech and digital tech have contributed to financial inclusion around the world?

Day 2 - PM

12:30 pm - 1:00 pm Fraud as a revenue opportunity for Payment Service Providers

It is a legitimate question to ask if fraud prevention tools provided as part of a gateway and or acquiring service are perceived as a commodity by merchants, not really differentiating the service offering to the competition or creating any significant incremental revenue streams for the PSP.

The overall risk still sits with the merchant to decide if they are dealing with a good customer or a bad actor, the liability & costs associated with a chargeback, the balancing act between fear of fraud vs the fear of lost revenue and of a good customer that may never return if they are declined because of false positives. While fraud prevention tools can assist the merchant and play a role in risk determination, they don`t have skin in the game.

Vesta truly believe that Fraud is a revenue opportunity for PSPs to generate new, incremental revenue, eliminate fraud & gain market share. In the process they can strengthen their relationships with key customers by enhancing payment approvals without the fear of fraud or associated fraud liability.


1:00 pm - 1:30 pm Democratising institutional & high-net-worth investments




1:30 pm - 2:00 pm Funding innovation projects with HMRC R&D tax rewards: interactive session to see if you qualify and estimate what you can receive



2:00 pm - 3:00 pm Banking for the peer economy

The Peer Economy (or Sharing Economy) is in full swing – it is estimated that the market will grow from $14 billion in 2014 to a forecasted $335 billion by 2025 in the US alone, with some people saying that its impact could even be bigger than the Industrial Revolution. But how are Fintechs reacting to it? What are the requirements for consumers and service providers in the Peer Economy with regards to financial technology? What about regulation?
This Masterclass will explore these and similar questions and will also showcase Zasteo’s vision about a digital account solution for the Peer Economy and the implications this might have to consumer’s expectations.