Start-Up: PaymentComponents

PaymentComponents to FinTech Connect!

PaymentComponents Solves OpenBanking! Our award-winning aplonAPI™ APIs Management Platform, powers PSD2 compliance and OpenBanking initiatives. Simplify development of PISP / AISP aggregator applications, using our UNUapi™ APIs middleware, to integrate with 1 API and communicate with many, or leverage our powerful aplonCASH™ BFM framework, to rapidly accelerate going to market.

Year launched: 2014

Management team: Sotiris Nossis, CEO. Elias Gagas, COO. Christina Sfyridi, CFO.


How did the idea for the business originate?
There are approximately 20k regulated banks & 100k Financial Institutions (unregulated) globally.

Banks need an API Management platform for compliance (e.g. EU PSD2) & Open Banking initiatives. Unregulated entities follow this trend closely & in several cases preempt it, to gain a foothold in the era of Open Marketplace Financial Services.

aplonAPI™ is a solution in a box – already encapsulating an amount of the necessary customization for our clients. Thus it facilitates the digital / Open Banking inclusion of organizations which would otherwise struggle to undertake such an endeavor & empowers them to focus on devising a successful business model, rather than getting lost in the technicalities of establishing their API presence.

Do you have customers yet? If not, how far into your business lifecycle are you?
aplonAPI™ has already been installed, in more than a dozen institutions, across EU for PSD2 / Open banking projects.

How have you funded your growth to date?
We are self-funded. Any funding raised by investments will be used to further develop the technology/solution & aggressively expand globally (through marketing, participation in global events & establishment of more local resellers).

What would a successful 2018 look like for you?
2018 is already successful for us!

aplonAPI™ is powering award winning projects & continues to rapidly empower Banks & Financial institutions globally to create their Open Banking ecosystems.

Our newest solution UNUapi™ will be officially released in Q4 2018 and is already powering pioneering FinTech developers to simplify connectivity with multiple API providers & focus on delivering their innovative applications.

Anyone interested in speaking with the PaymentComponents team can meet them at FinTech Connect in booth 
P1, 5-6th December at the ExCeL LondonView the Floorplan, or register now as a free visitor! You can also j
oin PaymentComponents for the “PSD2 & Open Banking in Action” workshop at L39 in Canary Wharf, on December 7th. To register, follow the link:

To see who else is exhibiting at Fintech Connect, click here.


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