David has been driving digital transformation and innovation in financial services for over 25 years. At Billon Group, he leads development of partnerships and expansion. As part of his role, he secured an FCA license in the UK, formed a partnership with FIS Global, and secured several Fortune 500 clients. Prior to joining Billon, David was a former founding MD of 3 successful digital banks in Europe (Inteligo, HSBC Premier in CEE, and Equa bank), and is a former McKinsey consultant. He holds a computer engineering degree and an MBA from Duke University in North Carolina.