Karolina has over 20 years of experience in capital markets. She started her career at Deutsche bank and prior to joining Santander she has worked at Bank of America, Natixis, WestLB focusing on structuring, pricing and trading/sales of credit products.
She joined Santander in 2013 and has led the origination, structuring and distribution of a multitude of structured trade (cash and capital relief) transactions across Europe. At the same time she has been thoroughly involved with the bank’s Innovation initiative for transforming the capital markets and accelerating Santander’s journey into automation/digitisation.
She holds a Masters degree in Statistics and a
PhD in Neural Networks from the University of Oxford .