How Banks and Fintechs Can Stay Competitive in a Commerce-Driven World

03 Dec 2025
The rise of embedded finance and its impact on TradFi models; Responses from banks and fintechs to commerce-led disruption; Partnering with platforms to navigate ecosystems, APIs, & infrastructure; Balancing innovation, compliance, & speed in a digital market
Chairperson
Alexandra Bloomfield
Alexandra Bloomfield, Assistant Commerical Director: Financial Services - HMRC
Speakers
Cindy Lo
Cindy Lo, Global Head of Liquidity & Investments Product Solutions - HSBC
Hana Rolles
Hana Rolles, Chief Commercial Officer - Bank of London
Gary O'Brien
Gary O'Brien, Global Head of Banks and Broker Segment Strategy - BNP Paribas
Gary Palmer
Gary Palmer, Chairman, Founder and CEO - Payall Payment Systems