How Banks and Fintechs Can Stay Competitive in a Commerce-Driven World

03 Dec 2025
The rise of embedded finance and its impact on TradFi models; Responses from banks and fintechs to commerce-led disruption; Partnering with platforms to navigate ecosystems, APIs, & infrastructure; Balancing innovation, compliance, & speed in a digital market
Chairperson
Nadia Edwards-Dashti
Nadia Edwards-Dashti, Chief Customer Officer - Harrington Starr
Speakers
Cindy Lo
Cindy Lo, Global Head of Liquidity & Investments Product Solutions - HSBC
Gary O'Brien
Gary O'Brien, Global Head of Banks and Broker Segment Strategy - BNP Paribas
Gary Palmer
Gary Palmer, Chairman, Founder and CEO - Payall Payment Systems
Josh Cogan
Josh Cogan, Commercial Director - Bank of London