Basak Toprak

Basak Toprak is a financial innovation leader whose career spans cross-border payments, digital commerce and the development of digital money. Across senior roles at J.P. Morgan and Citi, she brought together product strategy, technology and commercial execution to turn emerging opportunities into services used by institutions. At J.P. Morgan, she led the product strategy, build and development of JPM Coin (JPMD) through its USD launch on Base, extending commercial bank money onto public blockchain infrastructure. Her experience also includes leading payment solutions for e-commerce and technology businesses, developing digital investment and liquidity services, and shaping cross-border payment propositions. Basak is passionate about emerging technology that meaningfully solves customer problems and enables new business models. Through her writing, research and contributions to industry discussions, Basak explores how digital money can move into wider use and what that means for banks, businesses and financial markets.