Seasoned Chief Risk Officer and quantitative risk expert over 25 years of international experience across multilateral financial institutions and global banking. Proven track record in enterprise risk management credit risk , market risk , operational resilience and climate change. Currently leading risk functions at the Arab Monetary Fund driving governance, risk appetite and strategic transformation. Previously, help senior leadership roles at Lloyds banking Group . Author of multiple research publications in quantitative finance and climate risk, combining academic innovation with practical executive leadership to strengthen financial resilience.