Konsentus is the first online, machine readable, real-time service that provides Financial Institutions with the Third party provider (TPP) regulatory checking service required to comply with PSD2 open banking. The Software as a Service (SaaS) platform delivers a PSD2 schema compliant service through the integration of RESTful API end points. Services include: 1. eIDAS Certificate Checking 2. TPP Regulatory Checking 3. OAuth2.0 Tokenisation Issuance & Management Services All the services are supported by an immutable audit log, that provides the FI with a system of record of all actions and activity that took place. This can used to demonstrate what activity took place to legal authorities and regulators in case of disputes.