PayTech & eCommerce Stage

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02 Dec 2025

10:00 10:10
( Your local time: - )

Chair’s Welcome and Conference Commencement

Speakers

Shaul David, Embedded Finance and Growth Advisor
10:15 10:35
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Emerging Global Tech Trends in Payments & Cash Management

Speakers

Sara Amara, Director - Head of Currency Clearing - HSBC
10:40 11:20
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Transforming Payment Security with AI

Utilising AI for fraud detection & prevention; AI for combatting financial crime, risk assessment & credit scoring; Balancing security with privacy concerns; Adapting to a rapidly evolving regulatory …

Chairperson

David Birch, Global Ambassador - Consult Hyperion

Speakers

Phoebe Zhou, Head of Emerging Payments, Europe - HSBC

Ahmed Ebada, Professor of informatics and AI, a Senior Product Manager - BMW Group

Oonagh McGrane, Director, Commercialization - Lloyds Banking Group
11:20 11:50
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Morning Break
11:50 12:10
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The Rise of Alternative Payment Methods

Speakers

Aleksi Grym, Head of Fintech - Bank of Finland
12:15 12:35
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Real-Time Infrastructure for Corporate Payments

Speakers

Thierry Fezeu, Global Treasury Product Director - Bank of America
12:40 13:00
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How Paytech Can Improve Financial Inclusion

Speakers

Jessica Richards, Head of Performance & Business Management - NatWest

Teresa Connors, Managing Director - Payment Matters
13:00 14:00
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Lunch
14:00 14:40
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Reimagining B2B Payments for Enterprise Finance

Challenges in modernising legacy payment systems across borders & platforms; The role of open banking & APIs in streamlining B2B transaction flows; Strategic opportunities in partnering with fintechs …

Chairperson

Wasim Mushtaq, Founder & CEO - 1CG

Speakers

Sachin Torne, SVP - Global Payments Transformation - Citi

Andrew Crocombe, Head of Embedded Banking Propositions - ClearBank

Luc Gueriane, CEO - Moorwand
14:50 15:30
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How Embedded Finance Is Reshaping Business Operations

How is embedded finance redefining financial distribution?; Improving operational efficiency through integration; New roles and partnerships in the finance value chain; The effect of embedded finance …

Chairperson

Elina Mattila, Executive Director - Mobey Forum

Speakers

Rochelle Sharpe, Product Owner - Allica Bank

Yaacov Martin, CEO - Jifiti

Jamie Heaslip, Strategic Growth for UK & Ireland - Stripe
15:35 15:55
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Unlocking the Next Era of SMB Growth with Embedded Spend Management

Chairperson

Peter Richmond, Co-Founder and COO - Cubed

Speakers

Kunal Galav, VP Pleo Embedded - Pleo

Simon Gilson-Fox, SVP SME Europe, Mastercard - Mastercard
16:00 16:05
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Closing Remarks

Speakers

Chris Higman, Payments Product Owner - SMBC

03 Dec 2025

10:00 10:10
( Your local time: - )

Chairs Welcome and Conference Commencement

Chairperson

Robert Courtneidge, Policy Advisor - The Payments Association
10:15 10:55
( Your local time: - )

Tackling Cyber Threats in a New Era of Digital Payments

Securing data across increasingly complex payment ecosystems; Threat detection and response strategies in real-time transaction flows; Managing third-party and API-related cybersecurity risks; Evolvin …

Chairperson

Robert Courtneidge, Policy Advisor - The Payments Association

Speakers

Pallavi P Kapale, Senior Financial Crime Officer (2LOD) - Financial Intelligence Unit (FIU) - Bank of China

Sarah Boehmer, Senior Director of Payment Processing & Fraud Strategy - Super.com

Tom Burden, Director, Financial Services - KPMG
11:00 11:25
( Your local time: - )

Meridian Securities Report & Demo

Speakers

Zaki Said, Lead Policy Analyst - Wholesale Innovation - Bank of England

Regis Bouther, Policy Adviser - Bank of England
11:25 11:50
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Morning Break
11:50 12:10
( Your local time: - )

Leveraging AI to Automate VAT Compliance and Tax Office Payments for the E-Commerce Sector

Speakers

Joe Healy, Chief Growth Officer - Fintua
12:15 12:45
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Real-Time Payments and Liquidity Management in a Digital World

Chairperson

Joshita Ganesan, Associate - Innovate Finance

Speakers

Cindy Lo, Global Head of Liquidity & Investments Product Solutions - HSBC
12:45 14:00
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Lunch
14:00 14:20
( Your local time: - )

Building Payments Systems for Regulatory Compliance

Speakers

Georgios Kormaris, Director - Fintech Client Advisory, Regional Lead (West) - Standard Chartered Bank
14:25 14:45
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Balancing Innovation and Regulation in Cross-Border Payments

Speakers

Sanjeev Bhatti, Director - Product Management - Global Payments - BNY
14:50 15:40
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How Banks and Fintechs Can Stay Competitive in a Commerce-Driven World

The rise of embedded finance and its impact on TradFi models; Responses from banks and fintechs to commerce-led disruption; Partnering with platforms to navigate ecosystems, APIs, & infrastructure; Ba …

Chairperson

Nadia Edwards-Dashti, Chief Customer Officer - Harrington Starr

Speakers

Cindy Lo, Global Head of Liquidity & Investments Product Solutions - HSBC

Gary O'Brien, Global Head of Banks and Broker Segment Strategy - BNP Paribas

Gary Palmer, Chairman, Founder and CEO - Payall Payment Systems

Josh Cogan, Commercial Director, Embedded Banking’ - Bank of London
15:40 15:45
( Your local time: - )

Chair’s Closing Remarks

Speakers

Nadia Edwards-Dashti, Chief Customer Officer - Harrington Starr