Track 03 / 7 Tracks

Payments Innovation

Powering the Future of Payments

2026 Track Narrative

If your product depends on moving money, onboarding users, or reducing fraud at speed, this is the stage that turns policy direction into competitive advantage. In 2027, payments will become a critical infrastructure question that can only be resolved with cross-party consensus and collaboration. Hear from a spectrum of stakeholders who all hold a key to strengthening the UK and EU, from institutional voices to fast-moving fintechs and blockchain innovators.

Who Attends This Track

Head of Payments
Head of Payments Strategy
Head of Payments Product
Head of Payments Technology
Head of Transaction Banking
Head of Embedded Payments
VP / Director, Global Payments
Head of Real-Time Payments
Head of Cross-Border Payments
Head of Correspondent Banking
Head of Liquidity Management
Head of ISO 20022 Programme
Chief Payments Officer

Key Attendee Benefits

01

Understand how payments are becoming critical infrastructure for banks, fintechs, merchants and the wider UK and EU economy

02

Hear from payments leaders across HSBC, Citi, BNY, BNP Paribas, Standard Chartered and NatWest on what is already changing in enterprise payments

03

Assess how real-time infrastructure is reshaping liquidity management, treasury operations and intelligent payment flows

04

Get the regulatory outlook across PSD3, FPS, ISO 20022, stablecoins and cross-border payment reform

05

Explore where embedded finance and embedded payments are reshaping B2B payment products, partner models and customer expectations

06

Separate live AI use cases in fraud detection and payment security from areas still stuck in experimentation

07

Understand the B2B payments transformation across open banking, APIs and enterprise payment infrastructure

08

Evaluate embedded payments partners through the right commercial, technical, compliance and security questions

More Speakers Soon... 

Loading
Speaker profile image for Sam Boboev

Sam Boboev

Founder and CEO, Fintech Wrap Up
Speaker profile image for Nadia Edwards-Dashti

Nadia Edwards-Dashti

Chief Customer Officer, Harrington Starr
Speaker profile image for Pheobe Zhou

Pheobe Zhou

Global Head of Client Solutions, Client Connectivity, Global Payments Solutions, HSBC
Speaker profile image for Cindy Lo

Cindy Lo

Global Head of Liquidity & Investments Product Solutions, HSBC Group
Speaker profile image for Océane Codjia

Océane Codjia

Head of EMEA Stablecoin Payments, Coinbase
Speaker profile image for Rayan Bhattacharya

Rayan Bhattacharya

Head of Global Resilience Assurance | UK Payments Resilience Lead, Santander Corporate and Investment Banking
Speaker profile image for Oonagh McGrane

Oonagh McGrane

Director, Commercialization, Lloyds Banking Group
Speaker profile image for Andrew Doukanaris

Andrew Doukanaris

CEO, Flotta Consulting
Speaker profile image for Boris Radev

Boris Radev

Senior Product Manager, SumUp
Speaker profile image for David McHenry

David McHenry

Head of Treasury & Trade Solutions - UK, HSBC Innovation Banking
Speaker profile image for Keith Vander Leest

Keith Vander Leest

General Manager - Americas, BVNK
Speaker profile image for Marcel Mabhena

Marcel Mabhena

Director of FinTech Engineering, Kiwi.com s.r.o.
Speaker profile image for Jack Williams

Jack Williams

Financial Crime Compliance Lead, Teya
Speaker profile image for Craig Buchan

Craig Buchan

Payments Industry Manager - Digital Money Lead, TSB Bank
Speaker profile image for Tristan Blampied

Tristan Blampied

Director, Head of Domestic Payment Products, Barclays
Speaker profile image for Wincie Wong

Wincie Wong

Founding Member, Tech She Can
Speaker profile image for Stevan Bajic

Stevan Bajic

Managing Partner, Inflective Partners
Speaker profile image for Matteo Ruggieri

Matteo Ruggieri

Researcher, Osservatori Digital Innovation
    Payments Innovation Stage - Agenda
    Content Programme

    Payments Innovation Stage

    Two days on the infrastructure, regulation and commercial strategy powering the future of payments, from real-time rails to agentic commerce.

    1-2 December 2026 Excel London 15 sessions, Day 1 · 9 sessions, Day 2
    1Day 1 01 December 2026
    09:30 –10:00
    Arrival & Registration
    10:00 –10:10
    Chair’s Welcome and Conference Commencement
    10:10 –10:30
    Payments as Critical Infrastructure. The UK’s Path Towards a Varied, Secure and Sovereign Payments Architecture

    As the UK looks to modernise rails, strengthen resilience and support greater choice, the question is how to build a payments architecture that is secure, sovereign and fit for the next decade.

    10:35 –11:05
    Payment Rails Reimagined? Is the Backbone of Payments Safe from Chaos in 2027?

    The payments backbone is under pressure from new rails, new regulation, new fraud patterns and rising expectations for speed and reliability. Innovation at infrastructure level brings complexity as well as opportunity.

    11:10 –11:30
    How the Data Use and Governance Act is Changing the Dynamic for Payments Connectivity

    Data is where transformation becomes believable. It gives leaders the evidence to make decisions, gives teams the confidence to change and gives the wider business a way to understand whether progress is real.

    11:35 –11:55
    Morning Break
    12:00 –12:20
    Agent Orchestration in Payments for 2027

    Agentic payments will test how much autonomy the industry is really prepared to allow. Routing, reconciliation, fraud checks, customer prompts and liquidity decisions could all become more dynamic, but trust has to be earned first.

    12:25 –13:00
    Liquidity Management for Merchants - An Open Dialogue with CFO’s and Banking

    For merchants, payments innovation is not only about acceptance, speed or customer experience but it also critically touches liquidity. Settlement times, working capital visibility and banking relationships all matter.

    13:00 –14:00
    Lunch
    14:00 –14:40
    Stablecoins and CBDC’s: The UK and EU’s Path to Instant, 24/7, and Low-Cost Global Transfers?

    Stablecoins and CBDCs are forcing a serious rethink of how money could move across borders. The promise is clear: instant settlement, lower costs, longer operating windows and fewer intermediaries.

    14:40 –14:55
    Afternoon Break
    15:00 –15:30
    Fintechs Ready to Step Up: What the Supply Side of Payments Technology Providers Need to Consider at the Enterprise Level
    15:35 –15:55
    A World After Cards: What Would It Take for A2A to Win?

    Account-to-account payments have the potential to challenge the dominance of cards, but habit, trust, protection and acceptance remain powerful barriers. Winning will require more than lower cost or technical elegance.

    16:10 –16:25
    End of Payments Stage Day 1
    2Day 2 02 December 2026
    10:15 –10:35
    The UK’s Upgrade Path: What the Next UK Payments Stack Needs to Fix

    The UK payments stack has world-class strengths, but its next phase must address resilience, interoperability, fraud, cost and user experience at infrastructure level. Modernisation cannot simply add complexity.

    10:40 –11:20
    Payments After the Prompt: Are Banks and Merchants Ready for Agentic Commerce?

    A customer asks an AI agent to find the best insurance policy, renew a software contract, restock office supplies, book travel under budget or switch utility provider. Somewhere inside that instruction, a payment has to happen.

    11:45 –12:05
    Digital Wallet Infrastructure: The Roadmap to 2030

    Digital wallets are becoming a key access point for payments, identity, loyalty and financial services. But as wallet adoption grows, so do questions around infrastructure, interoperability and regulation.

    12:10 –12:30
    Customer Engagement and The Payments Journey

    Payments are often treated as the final step in a transaction, but they increasingly shape the entire customer journey. From checkout experience to loyalty, data and personalisation, every detail counts.

    12:35 –13:00
    Networking
    Networking Bingo

    A fast-moving interactive session designed to help attendees meet the right people across the payments ecosystem. From banks and PayTechs to merchants, infrastructure providers and innovators, this is where connections happen.

    14:00 –14:40
    Creating the Critical Infrastructure Roadmap in Payments

    Payments infrastructure must support innovation, resilience, inclusion, competition and security, often all at once. Building a roadmap requires coordination across regulators, banks, technology providers and merchants.

    14:45 –15:05
    Does Digital Payments Have Communication Issue? Tackling the ‘Cash Is King’ Crowd

    Digital payments may offer speed, convenience and richer functionality, but not every customer is convinced. Concerns around access, control, privacy, resilience and trust continue to sustain the ‘cash is king’ mindset.

    15:10 –15:30
    Trust: The Underpinning Factor Driving The Payments Industry
    15:40 –15:55
    End of FinTech Connect Exhibition Day 2
    Payments Innovation

    Primary Content Themes

    01

    Fintechs ready to step up: what the supply side of payments technology providers need to consider at the enterprise level

    02

    Real-time payments and liquidity management in a digital-first world

    03

    Embedded finance and the restructuring of B2B payments

    04

    Cross-border payments: G20 roadmap, stablecoins, and interoperability

    05

    Agent orchestration in payments for 2027

    06

    Stablecoins and CBDCs: the UK and EU's path to instant, 24/7 and low-cost global transfers

    07

    Open banking APIs and corporate payment infrastructure

    08

    Financial inclusion through alternative and emerging payment methods

    Past Delegations Include

    HSBC
    Citi
    BNY
    BNP Paribas
    Standard Chartered
    NatWest
    Bank of America
    Bank of England
    Bank of Finland
    Lloyds
    SMBC
    Mastercard
    Stripe
    ClearBank
    Moorwand
    Pleo
    Wise
    Jifiti
    Innovate Finance
    KPMG

    All 20 logos confirmed from the media library.